Down Payment: How to stand out with your offer

Cheryl Knowlton:             Hi, everybody. Cheryl and Clay coming at you, for episode three of Down Payment Assistance. But this time, definitely want to make sure that you understand. I get this question all the time. “As a buyers’ agent, how do I help my buyers’ offers stand out and be more competitive, especially in a very hot multiple offer …

Down Payment Assistance Part 2

Cheryl Knowlton:             Hi everybody, Cheryl Knowlton and Clay Johnson. Clay Johnson:                    Hi. Cheryl Knowlton:             Coming at you with episode two of Down Payment Assistance, how to bypass the myth that you have to have 15% down. Okay so Clay, there are a lot of city and county programs, and really neat. Clay Johnson:                    There’s so many and it’s so …

Down Payment Assistance

Cheryl Knowlton:             Hi everybody and welcome to a new week’s worth of amazing content. I’m here with Clay Johnson. Clay Johnson:                    Hi again. Cheryl Knowlton:             From Castle and Cooke Mortgage. This week we’re going to be talking about down payment assistance. There are so many misconceptions, Clay, about down payment and even worse than buyer’s misconceptions. I don’t think real …

Data Security: Protocols and Systems

Cheryl: Hi everybody. Cheryl Knowlton and Clay Johnson. Clay:                      Hello. Cheryl: Back at you for episode five of this week’s series on data security. So Castle and Cooke have an amazing system and protocol for making certain that lenders have so much more personal data. Basically you have a buyer’s entire world. Clay:                      Yeah, and in fact more than an …

Data Security: Keeping your email accounts safe

Clay Johnson:                    Hey guys, Clay Johnson here with Castle & Cooke Mortgage with Cheryl Knowlton, the guru. And we’re here to talk about data security once again. And I know that over the years, Cheryl, we’ve been doing this a long time, some crazy experiences.you had one specifically that was kind of shocking. Cheryl Knowlton:             Absolutely. So recently I …

Data Security: Wire Fraud

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton and Clay Johnson. Clay Johnson:                    Hello. Cheryl Knowlton:             Back for Episode 3 of Data Security. So let’s talk about this national epidemic that has really caught fire in the last especially a few months. Clay Johnson:                    Oh, it’s been crazy. Cheryl Knowlton:             Absolutely. Of wire security and wire fraud specifically. Clay Johnson:                    …

Data Security: Clean Desk Policy

Cheryl Knowlton:             Hi, everybody. Thanks for coming back to episode two of Data Security, Cheryl Knowlton with Clay Johnson. Clay Johnson:                    Hey, guys. Cheryl Knowlton:             Okay. Next up, let’s talk about the clean desk policy. Clay Johnson:                    Yes. That’s something that we actually have in writing. I think it is so important with any mortgage company because we’re, again, we’re …

Data Security

Cheryl Knowlton:             Hi everybody, back at ya. It’s Cheryl Knowlton and Clay Johnson. So excited this week, we are going to be talking about a really important topic that is hot and fresh on a lot of people’s minds right now. And that is data security. One of the things I love about going to Castle and Cooke and …

Buyer Preapproval: What can we Do?

Cheryl K:              Hi everybody, and welcome to a new week of the Cheryl and Clay show. Clay J:                    Hello. Cheryl K:              We’re so excited to be back. As a followup to what we talked about last week with why do you want to get your buyer pre-approved to help them to be more competitive and have a better chance of …

Buyer Preapproval: What NOT to do

Cheryl Knowlton:             Hi everybody, last segment in this week’s series on why to get your buyer pre-approved before they go shopping for a mortgage. So, Clay, I loved a lot of the ideas and tips and tricks that you gave that a lot of professionals may not be aware of. Let’s talk about what not to do. We don’t …