Mortgage insurance and Jumbo loans

Cheryl Knowlton:             Hi everybody, Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson… Clay Johnson:                    Hello. Cheryl Knowlton:             For episode five of Mortgage Insurance. Okay, some really cool things related to jumbo loans and what we in the industry use to refer to 80/10/10. Clay Johnson:                    Yeah, there’s still a kind of terminology and something that can be …

Mortgage Insurance: VA Loans

Cheryl Knowlton:              Hi everybody. Cheryl Knowlton, Dynamite Productions, here with Clay Johnson, Castle & Cooke Mortgage. Today we’re going to talk about one of my very favorite things when it comes to mortgage insurance, which is the VA loan, which in my opinion is the best loan in the history of the entire world. …

What is mortgage insurance: conventional side

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson- Clay Johnson:                    Hi. Cheryl Knowlton:             … from Castle & Cooke Mortgage here for episode three of What in the World is Mortgage Insurance? So, Clay, there are different ways that mortgage insurance on the conventional side can be structured. Clay Johnson:                    Yes. So we …

What is mortgage insurance?

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson. Clay Johnson:                    Hi. Cheryl Knowlton:             Episode two of What is Mortgage Insurance? So Clay, let’s talk about the difference between FHA mortgage insurance and conventional. Clay Johnson:                    Well, there are a couple of good things about FHA. It’s always going to be the same on …

Mortgage Insurance: Benefits

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson, Castle and Cooke Mortgage. We are so excited this week to be here to talk about mortgage insurance. We get this question, both of us, even though I haven’t been in lending for a long time. People ask me all the time, what is mortgage insurance …

Improving your Credit: Balances vs Credit Limits

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton with Dynamite Productions, coming at you for episode two of Improving Your Credit with Clay Johnson, Castle & Cooke Mortgage. Okay, let’s talk about balances versus credit limit. Clay Johnson:                    Yes. And that’s … Credit lates will definitely have an impact on you, but one of the things we’ve seen hit those just as …

Utah Housing and Seller financing: What to watch for

Clay Johnson:                    Hey, guys. Clay Johnson here with Castle & Cooke Mortgage, and I’m with the ever-energetic Cheryl Knowlton- Cheryl Knowlton:             Hi, guys. Clay Johnson:                    from Dynamite Productions. Hey, we wanted to do this kind of followup with you guys. We’ve been talking about interest rates, market, value, and increasing. The …

Utah Housing and Investment properties

Clay Johnson:                    Hey, guys. Clay Johnson here with Castle & Cooke Mortgage, and I’m with the ever-energetic Cheryl Knowlton- Cheryl Knowlton:             Hi, guys. Clay Johnson:                    … from Dynamite Productions. Hey, we wanted to do this kind of followup with you guys. We’ve been talking about interest rates, market, value, and increasing. The economy’s strong, jobs are good, jobs have been …

Credit: Don’t Lie

Clay Johnson:                    Hi. Clay Johnson here with Castle & Cooke Mortgage. I’m with Cheryl Knowlton with Dynamite Productions. Always fun to come together. We’ve been talking a lot about credit this week, ways of dealing with that, and we wanted to talk a little bit more about hiding things and how that can really cause some challenges for you. So, …