Improving your Credit: Balances vs Credit Limits

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton with Dynamite Productions, coming at you for episode two of Improving Your Credit with Clay Johnson, Castle & Cooke Mortgage. Okay, let’s talk about balances versus credit limit. Clay Johnson:                    Yes. And that’s … Credit lates will definitely have an impact on you, but one of the things we’ve seen hit those just as …

Utah Housing and Seller financing: What to watch for

Clay Johnson:                    Hey, guys. Clay Johnson here with Castle & Cooke Mortgage, and I’m with the ever-energetic Cheryl Knowlton- Cheryl Knowlton:             Hi, guys. Clay Johnson:                    from Dynamite Productions. Hey, we wanted to do this kind of followup with you guys. We’ve been talking about interest rates, market, value, and increasing. The …

Utah Housing and Investment properties

Clay Johnson:                    Hey, guys. Clay Johnson here with Castle & Cooke Mortgage, and I’m with the ever-energetic Cheryl Knowlton- Cheryl Knowlton:             Hi, guys. Clay Johnson:                    … from Dynamite Productions. Hey, we wanted to do this kind of followup with you guys. We’ve been talking about interest rates, market, value, and increasing. The economy’s strong, jobs are good, jobs have been …

Credit: Don’t Lie

Clay Johnson:                    Hi. Clay Johnson here with Castle & Cooke Mortgage. I’m with Cheryl Knowlton with Dynamite Productions. Always fun to come together. We’ve been talking a lot about credit this week, ways of dealing with that, and we wanted to talk a little bit more about hiding things and how that can really cause some challenges for you. So, …

Mortgages: Charges offs and Judgements

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton, Dynamite Productions, here with my favorite sidekick, Clay Johnson with Castle and Cooke Mortgage. All right, so let’s talk about two of our least favorite things to talk about, charge offs and judgments. Clay Johnson:                    Yes, those are the couple of things that you really have to deal with in a real estate transaction. …

Mortgage Insurance and Refinance

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you for episode three with Clay Johnson. Clay Johnson:                    Hello. Cheryl Knowlton:             Today we’re going to be talking about mortgage insurance and refinancing to get rid of it forever and ever. So, that sounds like a great, great program. Clay Johnson:                    People love mortgage insurance, right? Cheryl Knowlton:             Not! Clay …

When is it a good time to refinance?

Cheryl Knowlton:             Hi everybody. Cheryl Knowlton with Dynamite Productions back for episode four with Clay Johnson, Castle and Cooke mortgage. Okay. Today we’re going to talk about when is a good time to refinance to actually pull some cash out. I remember back when I was in mortgage starting in 1999 people using their home as an ATM machine and …

Low Interest Rates and Refinancing

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton with Dynamite Productions coming at you with Clay Johnson, Castle & Cooke Mortgage, Episode Two of how exciting it is that interest rates are so low. We are at this amazing sweet spot. Clay Johnson:                    Yes. Cheryl Knowlton:             Let’s talk about when is it advantageous for someone to refinance? Clay Johnson:                    That becomes …

The Federal Reserve and Interest Rates

Cheryl Knowlton:             Hi everybody. Cheryl Knowlton, Dynamite Productions here with my favorite sidekick- Clay Johnson:                    Hi again. Cheryl Knowlton:             Clay Johnson, with Castle and Cooke Mortgage. So today let’s talk about the fed and interest rates. They are historically low, again. Clay Johnson:                    They are so, so good. And it’s interesting because we were in a big … with the …