Clay Johnson: Hi guys, Clay Johnson here with Castle and Cooke Mortgage and of course with Cheryl Knowlton, Dynamite Productions. We wanted to come at you guys one more time on this segment of One-Time Close, and a couple of things that we want to talk about are kind of tidying up the loose ends. Cheryl, you’ve actually been through …
New Construction: One Time Close Programs
Cheryl Knowlton: Hi everybody. Cheryl Knowlton, Dynamite Productions, coming at you for episode four of One Time Close with my favorite sidekick, Clay Johnson of Castle and Cook. All right, so what happens during the construction phase? Clay Johnson: Well you’ve got a couple of things going on there. You’re building. People driving by on a regular basis. You know …
New Construction: Finding the Lot
Cheryl: Hi, everybody. Cheryl Knowlton, Dynamite Productions back at you with Clay Johnson- Clay Johnson: Hi there. Cheryl: … talking about a one-time close loan product this week and how fabulous that is to literally find the Lot of your dreams with a view in the neighborhood you want. Clay Johnson: Yes. Cheryl: …
New Construction: What’s the Process?
Cheryl: Hi everybody. Cheryl Knowlton with Dynamite Productions back at you for episode two with Clay Johnson from Castle and Cooke Mortgage. We’re talking about one-time close construction loans this week. And so let’s talk about the very beginning and the process. Where does it start? With the lot. Clay: Yes, and that’s part of it is that lot acquisition, …
New Construction: One-time Close loan products
Cheryl Knowlton: Hi everybody. Cheryl Knowlton, Dynamite Productions, coming at you with my favorite sidekick, Clay Johnson from Castle & Cooke Mortgage. Clay, growth is ridiculously crazy throughout the Wasatch Front, and building permits are actually up quite a bit in Utah County. And I’m so excited that Castle & Cooke actually has a one-time close product. Yay! Clay Johnson: …
Mortgage insurance and Jumbo loans
Cheryl Knowlton: Hi everybody, Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson… Clay Johnson: Hello. Cheryl Knowlton: For episode five of Mortgage Insurance. Okay, some really cool things related to jumbo loans and what we in the industry use to refer to 80/10/10. Clay Johnson: Yeah, there’s still a kind of terminology and something that can be …
Mortgage Insurance: VA Loans
Cheryl Knowlton: Hi everybody. Cheryl Knowlton, Dynamite Productions, here with Clay Johnson, Castle & Cooke Mortgage. Today we’re going to talk about one of my very favorite things when it comes to mortgage insurance, which is the VA loan, which in my opinion is the best loan in the history of the entire world. …
What is mortgage insurance: conventional side
Cheryl Knowlton: Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson- Clay Johnson: Hi. Cheryl Knowlton: … from Castle & Cooke Mortgage here for episode three of What in the World is Mortgage Insurance? So, Clay, there are different ways that mortgage insurance on the conventional side can be structured. Clay Johnson: Yes. So we …
What is mortgage insurance?
Cheryl Knowlton: Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson. Clay Johnson: Hi. Cheryl Knowlton: Episode two of What is Mortgage Insurance? So Clay, let’s talk about the difference between FHA mortgage insurance and conventional. Clay Johnson: Well, there are a couple of good things about FHA. It’s always going to be the same on …
Mortgage Insurance: Benefits
Cheryl Knowlton: Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson, Castle and Cooke Mortgage. We are so excited this week to be here to talk about mortgage insurance. We get this question, both of us, even though I haven’t been in lending for a long time. People ask me all the time, what is mortgage insurance …