Clay Johnson: Hi. Clay Johnson here with Castle & Cooke Mortgage. I’m with Cheryl Knowlton with Dynamite Productions. Always fun to come together. We’ve been talking a lot about credit this week, ways of dealing with that, and we wanted to talk a little bit more about hiding things and how that can really cause some challenges for you. So, …
Mortgages: Charges offs and Judgements
Cheryl Knowlton: Hi, everybody. Cheryl Knowlton, Dynamite Productions, here with my favorite sidekick, Clay Johnson with Castle and Cooke Mortgage. All right, so let’s talk about two of our least favorite things to talk about, charge offs and judgments. Clay Johnson: Yes, those are the couple of things that you really have to deal with in a real estate transaction. …
Mortgage Insurance and Refinance
Cheryl Knowlton: Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you for episode three with Clay Johnson. Clay Johnson: Hello. Cheryl Knowlton: Today we’re going to be talking about mortgage insurance and refinancing to get rid of it forever and ever. So, that sounds like a great, great program. Clay Johnson: People love mortgage insurance, right? Cheryl Knowlton: Not! Clay …
When is it a good time to refinance?
Cheryl Knowlton: Hi everybody. Cheryl Knowlton with Dynamite Productions back for episode four with Clay Johnson, Castle and Cooke mortgage. Okay. Today we’re going to talk about when is a good time to refinance to actually pull some cash out. I remember back when I was in mortgage starting in 1999 people using their home as an ATM machine and …
Low Interest Rates and Refinancing
Cheryl Knowlton: Hi, everybody. Cheryl Knowlton with Dynamite Productions coming at you with Clay Johnson, Castle & Cooke Mortgage, Episode Two of how exciting it is that interest rates are so low. We are at this amazing sweet spot. Clay Johnson: Yes. Cheryl Knowlton: Let’s talk about when is it advantageous for someone to refinance? Clay Johnson: That becomes …
The Federal Reserve and Interest Rates
Cheryl Knowlton: Hi everybody. Cheryl Knowlton, Dynamite Productions here with my favorite sidekick- Clay Johnson: Hi again. Cheryl Knowlton: Clay Johnson, with Castle and Cooke Mortgage. So today let’s talk about the fed and interest rates. They are historically low, again. Clay Johnson: They are so, so good. And it’s interesting because we were in a big … with the …
Mindset: Getting out of the comfort zone
Cheryl Knowlton: Hi everybody. Cheryl Knowlton, Dynamite Productions coming at you with my favorite sidekick, Clay Johnson with Castle and Cooke mortgage. Today we’re going to be talking to you about mindset. And so a few weeks ago Clay said something about his trainer and I was like, “Tell me about your trainer.” Because I was getting ready for my …
Rules for getting a second-home mortgage
Cheryl K.: Hi everybody. Cheryl Knowlton with Dynamite Productions here with Clay Johnson, Castle and Cooke Mortgage. Okay, so in episode five now, we’re going to pick up where we left off with episode four. Clay J.: Yeah. Cheryl K.: Let’s say I own my home free and clear. I do not have a mortgage and I want to buy …
Investment properties and getting a loan
Clay Johnson: Hi, folks. Clay Johnson here with Castle & Cooke Mortgage, and I’m here with Cheryl Knowlton with Dynamite Productions. Wow, you are explosive too. Cheryl Knowlton: I was recently told I’m a force to be reckoned with. Clay Johnson: Yes, you are. Yes, you are. Cheryl Knowlton: I’m like, oh boy, that’s probably true. Clay Johnson: Yeah, …
Be Upfront with your Loan Officer
Clay Johnson: Hi, Clay Johnson here with Castle & Cooke Mortgage and I’m with Cheryl Knowlton with Dynamite Productions. Always fun to come together. We’ve been thinking a lot about credit this week, ways of dealing with that, and we wanted to talk a little bit more about hiding and how that can really cause some challenges for you. So, …