Utah Housing: non-owner occupied co-borrower

Cheryl Knowlton: Hi everybody. Cheryl Knowlton, CEO of Dynamite Productions here with Clay Johnson, area manager with Castle and Cooke mortgage. Okay. Again, with our hot off the press. So let’s talk more about Utah Housing. Clay Johnson: So much good stuff. And these are changes that needed to happen. Cheryl Knowlton: Yes. Clay Johnson: We’re really excited about this …

Preparing your sellers for their next home: Don’t overlook preapproval

Clay Johnson:                    Hi guys, Clay Johnson here with Castle & Cooke Mortgage and with Cheryl Knowlton with Dynamite Productions. We wanted to talk because we just last time talked a little bit about what are some different methods that we can utilize the bank statement loan program and how that works. And you have a situation that you wanted to …

Utah Housing Income caps

Cheryl Knowlton: Hi, everybody. Cheryl Knowlton, Dynamite Productions coming at you with Clay Johnson-Castle and Cooke Mortgage. So, this is hot off the press week. Clay Johnson: Yeah. Cheryl Knowlton: So yeah, let’s talk about new changes to Utah housing. Clay Johnson: There’s been a lot of really exciting changes actually. So, one of the ones we wanted to talk …

FHA Condo Guidelines

Cheryl Knowlton: Hi everybody. Cheryl Knowlton, CEO of Dynamite Productions here with my favorite sidekick, Clay Johnson- Clay Johnson:  Hi there. Cheryl Knowlton: … Castle and Cooke mortgage. Okay, so fresh hot off the press. Today, we’re going to be talking about all of the new FHA condo guidelines. Clay Johnson:  It’s been kind of interesting because you’ve always had …

New Construction: One-time-close punch list

Clay Johnson:                    Hi guys, Clay Johnson here with Castle and Cooke Mortgage and of course with Cheryl Knowlton, Dynamite Productions. We wanted to come at you guys one more time on this segment of One-Time Close, and a couple of things that we want to talk about are kind of tidying up the loose ends. Cheryl, you’ve actually been through …

New Construction: One Time Close Programs

Cheryl Knowlton:             Hi everybody. Cheryl Knowlton, Dynamite Productions, coming at you for episode four of One Time Close with my favorite sidekick, Clay Johnson of Castle and Cook. All right, so what happens during the construction phase? Clay Johnson:                    Well you’ve got a couple of things going on there. You’re building. People driving by on a regular basis. You know …

New Construction: Finding the Lot

Cheryl:                                  Hi, everybody. Cheryl Knowlton, Dynamite Productions back at you with Clay Johnson- Clay Johnson:                    Hi there. Cheryl:                                  … talking about a one-time close loan product this week and how fabulous that is to literally find the Lot of your dreams with a view in the neighborhood you want. Clay Johnson:                    Yes. Cheryl:                …

New Construction: What’s the Process?

Cheryl:                  Hi everybody. Cheryl Knowlton with Dynamite Productions back at you for episode two with Clay Johnson from Castle and Cooke Mortgage. We’re talking about one-time close construction loans this week. And so let’s talk about the very beginning and the process. Where does it start? With the lot. Clay:                      Yes, and that’s part of it is that lot acquisition, …

New Construction: One-time Close loan products

Cheryl Knowlton:             Hi everybody. Cheryl Knowlton, Dynamite Productions, coming at you with my favorite sidekick, Clay Johnson from Castle & Cooke Mortgage. Clay, growth is ridiculously crazy throughout the Wasatch Front, and building permits are actually up quite a bit in Utah County. And I’m so excited that Castle & Cooke actually has a one-time close product. Yay! Clay Johnson:                    …

Endurance Lesson: Don’t quit!

Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton, Dynamite Productions, coming at you with Clay Johnson. Clay Johnson:                    Hello. Cheryl Knowlton:             From Castle and Cooke Mortgage. Okay, so this is the last in our series of endurance events and what they teach us about ourselves. Clay Johnson:                    Yeah. Cheryl Knowlton:             Clay, I love the story of you talking about the hardest endurance …