Clay Johnson:                    Hi. Cheryl Knowlton here, with Castle & Cooke Mortgage, and I’m here with Cheryl Knowlton, from Dynamite Productions. Cheryl, you’ve done the real estate, you’ve done the mortgage side, so you know so much of the stuff with the FHA loans. One of the things we want to talk about is how that 3 1/2% down payment on …

Clay Johnson:                    Hey there, Clay Johnson, Castle and Cooke Mortgage,  I am with Cheryl Knowlton with Dynamite Productions. We wanted to hit a little bit today on the FHA loan. We’ve talked a little bit about this in the past, but guys, there’s something that you need to know on this one that is absolutely incredible. And that is mom …

Cheryl Knowlton:             Hi everybody. Cheryl Knowlton, Clay Johnson coming at you for the last in our series this week on down payment assistance and really cool programs. Clay Johnson:                    Yeah, low down payment programs as well. Because last week we talked about the conventional 3% down and that is awesome but conventional is still stricter when it comes to what …

  Cheryl Knowlton:             Hi, everybody. Cheryl Knowlton, Clay Johnson coming at you for episode four of Down Payment Assistance. So we’ve talked about some of the neat programs that are out there. There are some low down payment programs that are really unique. Clay Johnson:                    There are. And for the longest time, we always talked about conventional financing. We always …

Cheryl Knowlton:             Hi, everybody. Cheryl and Clay coming at you, for episode three of Down Payment Assistance. But this time, definitely want to make sure that you understand. I get this question all the time. “As a buyers’ agent, how do I help my buyers’ offers stand out and be more competitive, especially in a very hot multiple offer …

Cheryl Knowlton:             Hi everybody, Cheryl Knowlton and Clay Johnson. Clay Johnson:                    Hi. Cheryl Knowlton:             Coming at you with episode two of Down Payment Assistance, how to bypass the myth that you have to have 15% down. Okay so Clay, there are a lot of city and county programs, and really neat. Clay Johnson:                    There’s so many and it’s so …

Cheryl Knowlton:             Hi everybody and welcome to a new week’s worth of amazing content. I’m here with Clay Johnson. Clay Johnson:                    Hi again. Cheryl Knowlton:             From Castle and Cooke Mortgage. This week we’re going to be talking about down payment assistance. There are so many misconceptions, Clay, about down payment and even worse than buyer’s misconceptions. I don’t think real …

Cheryl K:              Hi everybody, and welcome to a new week of the Cheryl and Clay show. Clay J:                    Hello. Cheryl K:              We’re so excited to be back. As a followup to what we talked about last week with why do you want to get your buyer pre-approved to help them to be more competitive and have a better chance of …

Cheryl Knowlton:             Hi everybody, last segment in this week’s series on why to get your buyer pre-approved before they go shopping for a mortgage. So, Clay, I loved a lot of the ideas and tips and tricks that you gave that a lot of professionals may not be aware of. Let’s talk about what not to do. We don’t …

Cheryl K:              Hi everybody, and welcome to a new week of the Cheryl and Clay show. Clay J:                    Hello. Cheryl K:              We’re so excited to be back. As a followup to what we talked about last week with why do you want to get your buyer pre-approved to help them to be more competitive and have a better chance of …